5 Best Ways for Budgeting for Therapy and Wellness in a High-Stress World
Budgeting for therapy and wellness in a high-stress world. Have you ever noticed the absolute irony in the fact that trying to fix your stress is often a massive source of stress in itself? Let’s be completely honest for a second. The modern Kiwi lifestyle is currently running at a million miles an hour. We […]
Top 5 Strategies to Find and Cut the Hidden $50 a Month Being Wasted
Top 5 Strategies to Find and Cut the Hidden $50 a Month You’re Wasting: Digital Subscription Audit We have all been there. Payday finally rolls around, and for about twelve glorious hours, you feel absolutely unstoppable. The bills get paid, you do a grocery run, maybe grab a cheeky takeaway to celebrate surviving the week. […]
7 Steps for Setting Your Financial Goals
Setting financial new year’s resolutions is a great way to take control of your financial situation and work towards a brighter financial future. Financial planning is a scheme for squeezing the maximum value out of every dollar you earn.
Tips To Develop A Mindset For Success
Success is a concept that goes beyond just financial accomplishments.
A Perfect Guide to Using Personal Loans for creating wealth.
How to Use Personal Loans to Build Wealth, Not Debt. You’ve probably heard the classic advice: “Stay out of debt.” It’s good wisdom that has been passed down through the years and comes from a good place. But in New Zealand, where the expense of living and the desire to get ahead are both high, […]
Pay Off Your Loan Faster: Principal Repayment Strategies
Understanding Loan Repayment: How to Strategically Pay Off Your Principal Faster Here in New Zealand, we’re all about getting ahead. Whether it’s landing that dream job, saving up for the family Bach, or simply getting your finances sorted so you can enjoy the weekend, the feeling of making real progress is unmatched. When it comes […]
The 50/30/20 Rule For Budgeting
Adapting to the Best Budgeting Classic for the Kiwi Cost of Living For decades, the 50/30/20 budgeting rule has been a beacon of simplicity in the often-foggy world of personal finance. The idea is wonderfully straightforward: divide your after-tax income into three buckets—50% for Needs, 30% for Wants, and 20% for savings and debt repayment. […]
Demystifying Comprehensive Credit Reporting (CCR)
What Comprehensive Credit Reporting Means for You Let’s have a bit of a yarn about credit reports. For years, many Kiwis thought of a credit report as a “naughty list.” It was that shadowy file somewhere that only seemed to record your mistakes—a missed payment from years ago, a default on an old power bill, […]
Financial Wisdom From Dad
In honour of Father’s Day, why not celebrate the financial wisdom from dad?
The Power of Compound Interest
Leveraging to Grow Your Wealth, Not Your Debt Albert Einstein, arguably one of the greatest minds to ever live, is often credited with calling compound interest “the eighth wonder of the world.” While that might sound like a grand statement for something rooted in simple math, the reality is that the concept of “interest on […]